By Terri Schlichenmeyer -- It’s a tough world out there, and getting tougher. You heard that the CEO got ousted and there’s nobody at the helm right now.

By Terri Schlichenmeyer -- You knew it was a bad time of year to go to that store, but you went in anyhow and you wished you hadn’t.

By Terri Schlichenmeyer -- Your college alumni letter came the other day. You read it, surprised and a little depressed: A first-class slacker you graduated with is now a multi-millionaire.

Temp Book Review This is a temp book review.